Document type
Police report
Medical records
Hospital records
Demand letter
Attorney retainer
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Salzburg scoring rubric AI pre-filled — review & adjust
Rear-end / scene admission = 5. Disputed or comparative fault = 1.
1 5 3.0
1.0 Disputed
2.0 Comparative fault
3.0 Probable fault
4.0 Officer confirmed
5.0 Rear-end / admission
Imaging confirmed / surgery = 5. No documented injury = 1.
1 5 3.0
1.0 No injury
2.0 ER only
3.0 Soft tissue + follow-up
4.0 Imaging confirmed
5.0 Surgery / permanent
Higher documented bills = stronger settlement floor.
1 5 3.0
1.0 <$2,500
2.0 $2,500–$7,500
3.0 $7,500–$20k
4.0 $20k–$50k
5.0 $50k+
Higher limits = more recovery ceiling. State min ($25k GA) caps upside.
1 5 3.0
1.0 Unknown
2.0 State min $25k
3.0 $50k
4.0 $100k
5.0 $250k+ / commercial
Proven PI firm with prior settled advances scores highest.
1 5 3.0
1.0 Unknown
2.0 Small / new
3.0 Established
4.0 Strong PI record
5.0 Top-tier, prior advances
Plaintiff-friendly venues support higher settlements.
1 5 3.0
1.0 Tort reform
2.0 Defense lean
3.0 Neutral
4.0 Plaintiff-friendly
5.0 Top plaintiff venue
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Questions to ask before funding
Policy limits "Do you know the at-fault driver's liability policy limits? GA minimum is $25k — if it's higher, funding is safer."
Liability confirmation "Is there any dispute about liability, or is it clear fault? Can you confirm in writing?"
ER diagnosis "What injuries were diagnosed at the ER? Just complaints of pain, or did imaging show anything objective?"
Ongoing treatment "Is the client currently treating? With who — chiro, PT, ortho, pain management?"
Imaging results "Any imaging yet — X-ray, MRI, CT? A positive MRI significantly strengthens case value."
Total medical bills "What's the current known total of medical bills?"
Future treatment "Do you anticipate injections, surgery recommendations, or long-term therapy?"
Settlement timeline "Are you expecting this to settle quickly, or is litigation more likely? Expected timeline?"
Prior injuries "Any pre-existing conditions that could complicate causation or reduce damages?"
How to frame it: "I just want to make sure the advance we consider is in line with the case value and doesn't create a problem at settlement."
Call notes