Salzburg · Underwriting Tool

PI Legal Funding
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Case information

Claimant name
Law firm / attorney
State / jurisdiction
Accident date
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Salzburg scoring rubric

Liability clarityWeight: 25%
Rear-end / scene admission = 5. Disputed or comparative fault = 1.
153.0
1.0
Disputed
2.0
Comparative fault
3.0
Probable fault
4.0
Officer confirmed
5.0
Rear-end / admission
Injury severityWeight: 20%
Imaging confirmed / surgery = 5. No documented injury = 1.
153.0
1.0
No injury
2.0
ER only
3.0
Soft tissue + follow-up
4.0
Imaging confirmed
5.0
Surgery / permanent
Medical specialsWeight: 20%
Higher documented bills = stronger settlement floor.
153.0
1.0
<$2,500
2.0
$2,500–$7,500
3.0
$7,500–$20k
4.0
$20k–$50k
5.0
$50k+
Policy limitsWeight: 20%
Higher limits = more recovery ceiling. State min ($25k GA) caps upside.
153.0
1.0
Unknown
2.0
State min $25k
3.0
$50k
4.0
$100k
5.0
$250k+ / commercial
Attorney strengthWeight: 10%
Proven PI firm with prior settled advances scores highest.
153.0
1.0
Unknown
2.0
Small / new
3.0
Established
4.0
Strong PI record
5.0
Top-tier, prior advances
Jurisdiction / venueWeight: 5%
Plaintiff-friendly venues support higher settlements.
153.0
1.0
Tort reform
2.0
Defense lean
3.0
Neutral
4.0
Plaintiff-friendly
5.0
Top plaintiff venue
Total medical bills ($)
Policy limits ($)
Known liens ($)
Advance-to-value ratio
/10
Complete scoring first
Go to the Scoring tab to evaluate this case.
Recommended advance
Max advance (2x cap)
Est. settlement range

Risk flags

Complete scoring to see flags.

Factor breakdown

Complete scoring to see breakdown.

Questions to ask before funding

Policy limits"Do you know the at-fault driver's liability policy limits? GA minimum is $25k — if it's higher, funding is safer."
Liability confirmation"Is there any dispute about liability, or is it clear fault? Can you confirm in writing?"
ER diagnosis"What injuries were diagnosed at the ER? Just complaints of pain, or did imaging show anything objective?"
Ongoing treatment"Is the client currently treating? With who — chiro, PT, ortho, pain management?"
Imaging results"Any imaging yet — X-ray, MRI, CT? A positive MRI significantly strengthens case value."
Total medical bills"What's the current known total of medical bills?"
Future treatment"Do you anticipate injections, surgery recommendations, or long-term therapy?"
Settlement timeline"Are you expecting this to settle quickly, or is litigation more likely? Expected timeline?"
Prior injuries"Any pre-existing conditions that could complicate causation or reduce damages?"
How to frame it: "I just want to make sure the advance we consider is in line with the case value and doesn't create a problem at settlement."

Call notes

Attorney call logger

Attorney name
Firm name
Date of call
Case type
Call notes

Case outcome tracker

Claimant name
AI score at funding
Actual settlement ($)
Actual advance given ($)
Outcome
Notes

Knowledge base

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